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Welcome!

Choosing the best mortgage is one of the most important decisions you will ever make. As a mortgage consultant, I can assist you in finding the right loan for your particular financial goals.

I am dedicated to providing you with top customer service and guidance in finding the personalized solution that best meets your home buying or refinancing needs. As a representative of Wells Fargo Home Mortgage, I can present you with an extensive product line and a

In addition, I offer:

• Prompt communication
• Dedication to meeting your financial needs
• Creative mortgage solutions that:
  ~ avoid mortgage insurance
  ~ provide flexibility
• High commitment to customer service
• Competitive rates and fees
• Responsive service and professional expertise

And even after your loan settlement, our service still continues. Call now and let me show you how I'm more than just a loan officer -- I'm a personal Home Mortgage Consultant!

Why should you look to Wells Fargo Home Mortgage for all your home financing needs?

• We are a leading originator and servicer of residential mortgages¹, providing funding for approximately one of every 8 homes financed annually in the United States.²
• We have a local presence in more than 2,000 mortgage stores and bank branches, plus the capabilities to serve the home financing needs of customers in all 50 states.
• Wells Fargo Home Mortgage is the nation's leading lender to buyers of newly constructed homes.³
• Wells Fargo Home Mortgage has one of the most diverse and extensive product lines in the industry.

1. Based on 2003 yearend statistics by Inside Mortgage Finance 01/30/04.
2. Based on 2003 yearend statistics by Inside Mortgage Finance 01/30/04.
3. Based on 2003 year-end Marketrac data.